Nina Terenzi's Articles

8/7/2019 7:37 AM | 0 Comments

With technology making it seamless to telecommute, remote work has become the new norm for business. In fact, the number of Americans working from home has increased 159% from 2005 to 2017 with nearly 5 million people currently telecommuting in the U.S. As new generations enter the workforce in an increasingly competitive landscape for employee benefits, as a business owner, you may be considering offering this flexibility to your employees. 


7/11/2019 9:40 AM | 0 Comments

According to reports by the Gun Violence Archive (GVA), so far in 2019 there has already been 21,563 incidents of gun violence in the US, resulting in 5,669 deaths and 10,827 injuries. Of these incidents, 148 have been defined by the GVA as mass shootings, meaning they included four or more victims. As the second leading cause of work-site deaths in the United States, workplace violence costs employers over $120 billion annually, according to estimates by the National Institute for Occupational Safety and Health in 2012. Since any business is vulnerable to violence, it is critical for employers to have procedures in place in the event of an incident that can help minimize employee trauma and facilitate the organization’s recovery from the incident. [...]

5/30/2019 7:54 AM | 0 Comments

Planning a wedding can be a massive logistical and financial undertaking. With the average wedding costing over $30,000, and the overall success of the day relying heavily on circumstances beyond even the most organized couple’s control (weather, no-show vendors, family illness, etc.), it makes perfect sense to try to protect such a large investment. While wedding insurance can’t guarantee that the sun will be shining on the big day, or your guests will be drama-free, it can help protect you and your family from serious financial loss. [...]

5/9/2019 11:56 AM | 0 Comments

Starting a new business is an exciting and challenging time, and can often seem like a daunting task to build a strong base for your financial future. Whether you are starting your new business as a side gig, or launching a full-time business and looking for investors, there are a few things that every future business owner needs to do to get started. [...]

5/9/2019 9:05 AM | 0 Comments

Here at Eastern Insurance, our employees are what help set us apart from other agencies. We value their tremendous efforts to help support the success of our company as well as their commitment to giving back to local communities. One of our employees who inspires us inside and outside of the office is our latest #EIGSpotlight — Greg Grintchenko, who just celebrated five years with Eastern Insurance. [...]

5/2/2019 8:55 AM | 0 Comments

Having a new teen driver in the family is nerve-racking, and when met with the financial burden of insuring that new teen driver, it can be almost overwhelming. Since teens aged 16-19) are statistically four times more likely than any other age group to be involved in a motor vehicle accident, the average family’s car insurance premium will likely increase significantly when adding a teen driver to the policy. However, by being prepared, knowing what your coverage options are, and understanding the discounts available you can work together with your insurance agent to take control of your new auto insurance costs. [...]

4/29/2019 12:49 PM | 0 Comments

Employers — does your business require employees to drive for work? If so, what are you doing to combat the dangers of distracted driving? In almost every state, the percentage of distracted driving related accidents has increased in recent years, making distracted driving a risk that business owners can not afford to ignore. This is especially true if your employees feel that using their phone while behind the wheel is a part of the job. From checking voicemails and email to making calls from the car, distracted driving is no longer limited to handheld devices — studies show that hands-free distractions also pose a safety risk. And at the end of the day, employers are responsible for ensuring their drivers adhere to federal and state regulations — including those about cell phone use while driving.   [...]

4/24/2019 3:16 PM | 0 Comments

In the age of the side-gig, as many as 44 Million Americans are earning extra income from a source that they do not define as their full-time job. From selling hommade goods on Etsy, to contracting out your professional services on the weekends, or being the direct representative for health and beauty products for your friends, the opportunity to earn has never been easier.

3/29/2019 12:04 PM | 0 Comments

  Here at Eastern Insurance, we pride ourselves on being a women-led company, with 2/3 of our staff, and our managers, being female. In honor of National Women’s History Month, we’re sharing a few stories and pieces of advice from some of the women of Eastern Insurance. “Most people I know didn’t go into insurance specifically, we seem to fall into it. For me, my kids were all in school and it was a bet from my husband that I couldn’t get a job! Well, shortly after calling my sister who worked in the insurance industry, I had a part-time job working mother’s hours and learning the world of insurance. Over 20 later, I still love my job and have been working with many of the same people. There is always opportunity to learn and grow in insurance. Whether you are a number cruncher (underwriter), like working with people (service team or sales), or enjoy research and marketing, there are so many opportunities within the industry. It is also inclusive from a demogr ... [...]

3/15/2019 11:56 AM | 0 Comments

Officials recently released a list of the top 10 most cited OSHA violations for 2018. The report documents the leading citations throughout their fiscal year, October through September. The goal of releasing the top violations is to help businesses identify and prevent the most common safety risks in the workplace.  [...]

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