When you purchase a new home, it’s standard practice to buy homeowners insurance, as it is usually a requirement from your mortgage company. However, when it comes to renting, only 37% of renters are insured. Why is it that so many people choose to forego this important financial safety net?
As New Englanders, we know all too well that at the end of each winter, roadways are left with damage from months of ice, freezing rain, and fluctuating temperatures. These conditions create cracks that eventually turn into potholes under the weight of passing cars above. If you’re not careful, driving over a single pothole can cause up to thousands of dollars in damage to your vehicle.
This past year, most Americans have faced financial loss in one way or another. As a result of the ongoing COVID-19 pandemic, many found themselves suddenly laid off, unemployed, or closing the doors to businesses they built from the ground up. To combat this loss, many have turned to side-hustles to help make ends meet and to stay afloat during these challenging times. If this scenario sounds familiar to you, be sure you're taking the extra steps needed to protect yourself and your business with an insurance policy.
In the event of a fire in your home, you may have as little as two minutes to escape before it becomes life-threatening and only five minutes before your entire home is engulfed in flames.
With the holidays upon us, the season of craft fairs has begun. In cities across the United States, many individuals will set up tables at craft fairs to sell holiday trinkets, jewelry, clothing, accessories, baked goods and other items they have proudly crafted. While you may think of this as “small business”, the creative industry continues to be an avenue for individuals to supplement their income with a “side gig”. According to the Association for Creative Industries, the total size of the creative industry in the United States is $43 billion dollars!
Are you ready for Cyber Monday? This year, Cyber Monday — the busiest online shopping day of the year — is on December 2nd, with many stores starting their online sales even earlier. According to CNBC, Cyber Monday sales in 2018 increased 19.3 percent from the previous year, with a record high of $7.9 billion spent online; transactions made on mobile devices alone increased 55.6 percent.
Flu season, which begins in the fall and peaks in the winter, can be highly problematic for many companies. If an influenza outbreak hits your business, employee absenteeism rates will likely rise, which could interrupt workflow and hamper office productivity. Although medical experts attempt to gauge the severity of flu season every year, it can still be unpredictable.
Planning a wedding can be a massive logistical and financial undertaking. With the average wedding costing over $30,000, and the overall success of the day relying heavily on circumstances beyond even the most organized couple’s control (weather, no-show vendors, family illness, etc.), it makes perfect sen
Starting a new business is an exciting and challenging time, and can often seem like a daunting task to build a strong base for your financial future. Whether you are starting your new business as a side gig, or launching a full-time business and looking for investors, there are a few things that every future business owner needs to do to get started.
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