Personal Insurance Blog

Posted by on 9/27/2018 6:00 AM

While it used to be the norm for most adults, especially parents, to have life insurance, a recent study shows that only 25% of millennial parents have this important policy. That statistic seems to contradict a population that is generally financially responsible, so we decided to talk to two millennials in the minority, who both have life insurance but don’t have children, to find out why they made this important decision. Continue Reading
Posted by on 9/21/2018 12:30 PM

We are pleased to announce this month’s #EIGSpotlight, Heather LeMay. Heather is always first to take on a challenge within our organization, from helping her clients understand their policies on a deeper level, to going out of her way for her fellow colleagues, or even learning an entirely new division of insurance, her genuine enthusiasm for her job has made her September’s #EIGSpotlight. Continue Reading
Posted by on 7/18/2018 11:33 AM

Even if you have a perfect driving record, you may have seen an increase in your car insurance premiums over the past few years. This is because auto insurance premiums are on the rise across the country with nearly all insurance companies and carriers. Learn the reasons why auto insurance premiums have increased and are projected to continue to rise, ranging from natural disasters to increased safety technology. Continue Reading
Posted by on 5/14/2018 12:33 PM

This month's Eastern Insurance Guest Blogger is Kristen Mitchell, a Personal Lines Customer Service Team Lead, who is happy to share her advice about choosing classic car insurance.   Owning an antique or classic vehicle is a significant investment of your time and money, but insuring it certainly doesn’t have to be. Whether you’re making your first antique purchase, or you’re a classic collector, it is essential to understand the components of classic car insurance, and how it differs from a traditional auto policy.   Do my car and I qualify for classic car coverage? An antique or classic car is generally defined as being 25 years or older, and not the primary driving vehicle of the owner. The owner must have a safe, secure structure for vehicle storage, a valid driver’s license, a driving record free of major offenses in the past three years, and a properly-insured vehicle used for daily driving in their name. You can determine if it qualifies for ... Continue Reading
Posted by on 4/29/2018 8:39 AM

If you think of it literally, imagine a giant umbrella providing an additional level of protection over the standard liability limits of your homeowners, auto, or renters insurance policy. In the event that a liability claim is made against you, and you were not doing anything illegal at the time, the liability coverage on your standard policies will respond.  Continue Reading
Posted by on 2/21/2018 6:00 PM

For homeowners with either older homes or those with improper insulation, ice dams are a common issue that can develop in the winter. Ice dams are formed when water from melting snow freezes on the edge of your roof above the gutter line. Resulting icicles may be beautiful, but they can pose a serious risk to household members and visitors and can result in costly maintenance bills if they are not properly removed before the next thaw. We have prepared this guide to assist you in understanding how ice dams form as well as how to prevent them in the future. Continue Reading
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