Commercial Insurance Blog

Posted by on 1/25/2017 3:00 PM

Nonprofit organizations provide essential services that benefit communities and their members. These organizations cannot survive without a solid volunteer Board of Directors. Iit is imperative that your organization and Board of Directors understand the risks involved as volunteers, their responsibilities as board members, and the ways in which they can protect themselves from personal liability.

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Posted by on 12/11/2016 6:33 PM

‘Tis the season for sniffling and coughing around the office. Tissues and cough drops are strewn across desks and it seems like everyone has been hit with a runny nose. As a business owner or manager, it can be hard to encourage a productivity boost at the end of the year when the majority of your employees are taking sick days. Luckily, we’re here to help. Put some of these ideas into practice this season to stop the cold and flu from lingering around until the new year.


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Posted by on 11/21/2016 12:00 PM

As a business owner, there are many risks you must manage on a daily basis, especially if you own a brick and mortar location. From vandalism to theft to flooding, many situations could turn catastrophic if you do not take the proper precautions. We put together a comprehensive guide on how to prevent theft and damage and the steps to take if these events do occur.


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Posted by on 10/24/2016 11:31 AM

Nonprofit organizations must take care in selecting employees and volunteers to avoid putting themselves at risk of liability lawsuits and legal damages. Background screening of prospective employees and volunteers is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement, and prevent liability and litigation troubles. Here are our tips on how to screen your nonprofit volunteers and employees with background checks. 


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Posted by on 9/26/2016 4:07 PM

Moving and storage companies face many risks due to the nature of moving households or businesses. Whether your company is large or small, it doesn’t matter — you’re still dealing with other people’s stuff! And many times, the value of the items you’re moving and storing is extremely high. Luckily, you can program your insurance protection with the right coverage to respond to expensive claims and pay for the legal defense to settle a loss. These are the insurance policies and bonding you need if you own a moving or storage business. Continue Reading
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Posted by on 8/21/2016 7:14 PM

Your nonprofit organization may be dependent on a team of volunteers on the Board and on the staff to run its operations. Even if a team member commits to long-term service, things happen in life that may cause a disruption to their commitment. Your nonprofit should be prepared for unexpected changes, such as the resignation of a key Board member or a dedicated staff member. By creating a careful plan of succession with our tips, your nonprofit organization can make sure the least amount of disruption occurs in the event that a key board member or staff member leaves.

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Posted by on 8/8/2016 7:16 AM


From medical accidents to falls in the weight room and broken equipment, there are many unique risks to running a fitness business. Whether you own a cycling studio, yoga studio, martial arts studio, or gym, you will need various forms of coverage to protect your clients, employees, and business.  
Here are ten types of insurance coverage you need if you own a fitness or health business.

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Posted by on 7/6/2016 6:08 AM

As a nonprofit organization, most of your workforce is probably comprised of volunteers. These individuals devote their time and energy to help the community through your organization. Though these individuals offer their services without expecting compensation, they still require supervision to ensure that their jobs are done correctly. Furthermore, it is important for your organization to manage its volunteers to minimize the risk of harm to the community members you serve and the volunteers themselves. Learn more about liability policies and ways to manage your volunteers. 

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