Could you afford to pay the average cost of a fiduciary liability -- $1.2 million -- out of your own personal assets?

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Here's how to prevent sick building syndrome (SBS) and building related illness (BRI) in your workplace.

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Winter weather is unpredictable and can have a large impact on your business. While maintaining business operations is always at the forefront of your mind, it is important to consider employee safety as well. You should have policies and procedures in place before bad weather hits so that your company and employees are as prepared as possible.

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Here are steps you should take to keep your employees safe while working in the cold.

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Studies show that the vast majority of U.S. small businesses still lack a formal Internet security policy for employees, and only about half have even rudimentary cybersecurity measures in place. Here are 10 simple, economical steps you can take to reduce your risk of falling victim to a costly cyber attack.

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Here’s everything you need to know about flood insurance and protecting your belongings from unwanted water.  Continue Reading

Restaurant insurance policies package the various other types of insurance that restaurant owners need to protect themselves from liability. A good restaurant insurance policy will include these four different areas of liability coverage. 

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Every year, thousands of workers are exposed to occupational heat exposure, and many die. Most of these deaths are preventable. Beat the heat and learn about the risks to stay productive and cool at work all summer long. Continue Reading

Small business owners are the backbone of the American economy, but they are also more likely to be sued than the average citizen. Avoid a costly settlement by keeping your business up to code and purchasing the correct insurance policies. Here are five things many small business owners often don’t even realize they are liable for. Continue Reading

It's always a good time to re-assess how you are working to reduce risks of injury at home, on the road, and at work.   Most people have a reactionary approach to safety preparation in their everyday lives. After all, who needs more items on their to-do list? The truth is that any homeowner who has experienced an unexpected flood or any driver who has found themselves with a dead battery will tell you that being proactive about safety is worth the time.   So we’ve put together a one-stop-shop for you — a 12-step Safety Checklist for every part of your life!   Home Safety Checklist   1) Put Together an Emergency Preparedness Kit A disaster supplies kit should be prepared well in advance of an emergency and should contain supplies you’d need to survive for 72 hours after you’ve grabbed it and fled your home. These include food, water, a flashlight, and a first aid kit. [More info via ready.gov]   2) Fall-Proof Your House Falls are one of the lea ... Continue Reading