Flood Insurance

Most homeowner's insurance and renter's insurance policies do not cover damage created by floods. If you're thinking of massive flooding disasters such as Hurricane Katrina, Hurricane Sandy, or Hurricane Irma when you hear the term "flood," you're not wrong, and flood insurance will likely provide you with a great deal of assistance in one of these situations. However, many people are unaware that flood damage can be caused by much more frequent events, such as: 

  • Spring Thaw/Snow Melt
  • Outdated or Clogged Drainage System
  • New Housing or Commercial Developments
  • Flash Floods caused by Heavy/Sudden Rain Storms


For more information, visit www.FloodSmart.gov.

Flood Insurance in the News