Insurance for Retail and Wholesale Distributors

Insurance for Retail and Wholesale Distributors

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At Eastern Insurance, we understand the unique exposures and critical issues that confront companies in the retail and wholesale distribution industry. Inventory fluctuations make property valuation a challenge. Inventory can be spoiled when a pipe freezes and bursts. Extremes of temperature and humidity can be equally destructive. Electrical fires can happen when there's no one around, and damage can be severe. Unfortunately, there is also a potential for employee theft.

The commercial automobile exposure can also be significant, based on the extensiveness of merchandise delivery. In addition, there may be a need for transportation or motor truck cargo insurance coverage on the merchandise. And the types of merchandise and material handled makes workers' compensation insurance a significant exposure to loss.

For these reasons, adequate and appropriate property insurance coverage is important.

Eastern Insurance provides a comprehensive review of your exposures to develop an insurance program tailored to your size and scope - whether you are a small local supply business or a large multistate distributor - so you can focus on meeting the needs of your customers.


  • Casualty
    • Workers' Compensation
    • Automobile
    • General Liability
    • Excess Liability/Umbrella
  • Property
  • Business Interruption
  • Product Recall
  • Manufacturer's Output
  • Surety Bonds
  • Employee Benefits
  • Construction Projects
  • Executive Protection
    • Directors & Officers Liability
    • Fiduciary Liability
    • General Partnership Liability
    • Employment Practices Liability
    • Kidnap, Ransom, and Extortion
  • Cyber Liability
  • Terrorism

For clients with international operations, Eastern Insurance teams with the Globex International Group network to provide the capability and expertise to handle our clients' overseas insurance placements. Eastern Insurance's access to international markets enables us to offer a wider range of alternatives for our clients, providing significant value and a competitive edge.

Service that meets your needs and exceeds your expectations.

When you choose Eastern Insurance, you choose a knowledgeable, responsive team of professionals to help manage your risk and keep expenses down.

Our scope of services includes:

  • In-depth risk assessment
  • Marketing of insurance coverages
  • Development of insurance specifications
  • Design and implementation of a risk management program
  • Contract review
  • 24/7 claims assistance
  • Premium audit consultation